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By understanding how consolidating your debt benefits you, you'll be in a better position to decide if it is the right option for you.

student loan is subject to completion of a loan application/consumer credit agreement, verification of application information, credit qualification, and a benefit to borrower determination.

Patelco has money to lend, and our Personal Loans and Lines of Credit will work with any budget.

With flexible terms, low, competitive rates, instant online approvals – and, of course, exceptional member service to help you through the process – We have what it takes to help you reach your financial goals.

Whether it’s for keeping in touch with family and friends, conducting business, playing online games, or studying for school – if you need a new computer, Patelco has a loan specially tailored for computers.

Consolidating multiple credit accounts into one new loan with a single payment may help you lower your overall monthly expenses, increase your cash flow, and eliminate the stress of multiple monthly payments.

One of those options is our Overdraft Line of Credit, which offers protection up to 0 and no fees.

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Apply Now Your Overdraft Protection preferences can be updated at any time inside Patelco Online™. If you wish to discuss your Overdraft Protection options or learn more about Patelco Checking and the Overdraft Line of Credit, simply visit us at any of our branches or call 800.358.8228. Overdraft Line of Credit may be offered automatically when a new checking account is opened in a Patelco branch.

And when you use it, you're only charged a low interest rate on the balance you keep until you pay it off.

Apply Now Overdraft Line of Credit Details: When you open a new Patelco Membership and Checking Account in any of our branches, we’ll take a look to see if you’re eligible for the Overdraft Line of Credit.

Whether its lingering credit card debt or you just overextended a bit during the holidays, a Patelco Debt Consolidation Loan can help you pay off debt faster and save money while you do it. Start the year off in better financial health with a Patelco Debt Consolidation Loan.

Limited Time: Special Rate as low as 7.90% APR* A consolidation loan can give you the leverage you need to lower your monthly payments, pay off bills, and save yourself the hassle of writing multiple checks.

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